Premium Ghana property development
Proactive Regulator Engagement
Grounded in Ghanaian Law
Built for Regulatory Alignment

Own a share of Ghana's most sought after properties from anywhere in the world

Invest from just GHS 2,500. No agents. No landguards. No hassle. Just secure, transparent ownership.

Be among the first to own a share when we launch

Problem & Solution

Opening Access to Ghana's Prime Real Estate Market

Land & Property are Ghana's most trusted asset class. Yet the current system strongly favours cash buyers. Combined with systemic issues, this leaves everyday Ghanaians, and by extension many in the diaspora, locked out. LandLedger is building a safer, structured pathway that opens participation to more people.

High Entry Costs

Limited mortgage market, cash buyer market

With over 85% of Ghanaians in informal employment, most cannot qualify for a mortgage. Prime property in Accra and Kumasi is effectively cash only, leaving everyday households and many in the diaspora locked out.

Cash buyer bias

Landguard & Title Risks

Title disputes, multiple sales & the threat of landguards

Buyers face the threat of landguards, multiple sales, and title uncertainty. These risks make property acquisition stressful, costly, and time consuming.

Title uncertainty, Wasted time

Weak Legal Protection

90% of court cases tied to land

Land disputes dominate Ghana's courts, often dragging for years. For ordinary buyers, the system offers fragile protection and slow enforcement.

Slow enforcement

Our Revolutionary Solutions

Whether in Accra, Kumasi, London or New York, secure access to prime Ghanaian real estate is no longer just a pipe dream.

Fractional Participation

Future access from $100

LandLedger lowers the barrier to entry by enabling participation without full cash buyer capital. Over time, we aim to reduce the access points to the GHS equivalent of just $100, expanding access to even more people.

Affordable access

Multi Channel Payments

MoMo, cards, bank transfers

Participation can be completed through the most familiar rails Mobile Money, debit/credit cards, or direct transfers. Designed for both local realities and diaspora convenience, with built in accountability.

Safe, convenient, inclusive

Investor Protections Built In

Ownership caps, lock in, escrow

Protections include 30% ownership caps, 12 month minimum lock in periods, SPV structures under Ghanaian law, participant funds held securely in escrow, complemented by milestone disbursements. Blockchain verified records ensure transparency from day one.

Transparency & trust

Ring Fenced Companies

Each project sits within a registered Ghanaian company

Ownership is housed within Special Purpose Vehicles (SPVs) incorporated under Ghanaian law. This provides enforceable rights and reduces the risk of disputes.

Legal confidence

From Dream to Access: The Future Starts Here

Whether in Accra, Kumasi, London or New York, secure access to prime Ghanaian real estate is no longer just a pipe dream. LandLedger is building a platform that bridges the gap designed in Ghana, for Ghanaians everywhere, built on institutional grade blockchain architecture and aligned with global standards of trust.

Be part of reshaping property access in Ghana

Have Questions About Investing?

Get answers to common questions about fractional ownership, blockchain technology, regulatory compliance, and more in our comprehensive FAQ section.

Browse FAQsor contact our support team
12+ Questions Answered6 CategoriesUpdated Regularly
Simple & Transparent

How LandLedger Works

We've designed a clear, step by step process that makes premium property ownership simple, transparent, and safe. Every stage from choosing a project to reselling your tokens is built on Ghanaian company law, independent due diligence, and secure digital systems.

01

Choose Project

Browse Prime Ghanaian properties with due diligence, independent valuation, and projected performance.

Independent due diligence reports
Market analysis by trusted partners
Location insights & property media
02

Onboard & Buy Tokens

Complete a quick ID check and compliance screening (Know Your Customer KYC, Anti Money Laundering AML, and Counter Terrorist Financing CTF) and purchase fractional ownership from as little as $250.

Secure digital onboarding
Pay with MoMo, cards, or bank transfer
Instant equity uplift: tokens are issued at a discounted entry price compared to the property's verified market value
03

Benefit from Ownership

Your tokens give you a beneficial interest in the property under Ghanaian company law, granting you clear legal rights to share in income and value growth.

Pro rata share of rental income (where applicable)
Ownership protected under Ghanaian company law
Transparent reporting of property performance
04

Track Investment

Stay informed with digital tools that show how your property interest is performing over time.

Real time dashboard access
Rental performance metrics
Verified monthly reports
05

Controlled Resale Pathway

After a minimum holding period, tokens can be resold through a structured process, with existing investors given the Right of First Refusal. A secondary market is planned, subject to regulatory approval.

Structured resale process
Transparent pricing information
Ongoing ownership value tracking

Your Ownership Journey Starts Here

From verified projects to secure onboarding, instant equity uplift, and a clear resale pathway LandLedger gives you the confidence to invest in Ghanaian property with clarity and control.

Be among the first to unlock a safer, smarter way to own property in Ghana

For Developers

Partner With Us to Unlock New Capital

Ghana's housing market is full of opportunity, but accessing affordable capital and achieving strong sales absorption remain major hurdles. LandLedger uses blockchain technology and tokenisation to connect developers with retail and diaspora investors, creating a new, lower-cost capital stream and widening the buyer pool so more units are sold.

Market Realities

Limited Buyer Pool

Home loans are out of reach for most households.

Ghana's mortgage market is still developing, leaving most buyers reliant on cash. This narrows demand to cash buyers, HNWIs, expats, and diaspora — a highly competitive segment.

Cash-first market, Buyer limits

Pre-Sales Pressure

Pre-sales can help bridge early funding gaps.

While pre-sales are a common tool, they can place pressure on developers if uptake is slow or defaults occur. This unpredictability can leave projects underfunded — in some cases stalling construction altogether.

Revenue risk, Stalled projects, Uncertain flows

High Cost of Finance

Bank funding is difficult and expensive to secure.

Commercial interest rates remain some of the highest in the region. Developers with strong projects can still find borrowing costly, limiting flexibility and scale.

Costly debt, Margin squeeze

Where We Add Value

LandLedger strengthens your projects by unlocking fresh investor capital, reducing reliance on costly debt or speculative pre-sales, and building buyer confidence through transparent, SPV-backed structures.

Our Solutions

LandLedger partners with developers to unlock affordable capital, strengthen buyer confidence, and help you sell more properties.

Wider Buyer Base

Tokenisation opens access to new investor groups.

By fractionalising property into digital tokens, projects become accessible to retail and diaspora investors. This broadens your buyer base beyond traditional cash-only purchasers, boosting unit sales.

Wider reach

New Capital Stream

Affordable funding aligned to your build.

Tokenisation converts property value into digital shares, backed by blockchain records. Investor funds are released in milestone-based tranches via escrow. This reduces the risk of stalled projects, ensures more predictable cashflow, and means developers become less dependent on debt or speculative pre-sales.

Fresh capital

SPV-Backed Credibility

Transparent structures that strengthen trust.

Each project is ring-fenced within its own Special Purpose Vehicle (SPV) under Ghanaian company law. Combined with blockchain transparency, this elevates governance, reduces risk, and builds confidence with buyers, investors, and partners. Our model works for both off-plan sales and completed inventory.

SPV structure

Building Together

LandLedger partners with developers to unlock affordable capital, strengthen buyer confidence, and help you sell more properties. Powered by blockchain, designed in Ghana, for Ghanaians everywhere.

Tap into new capital. Scale with confidence.

For Ecosystem Partners

A Collaborative Approach to Ghana's Housing Challenge

Ghana's housing and finance ecosystem is ambitious and evolving. LandLedger's role is to engage openly with regulators, ministries, unions, NGOs, and universities, contributing constructively to shared goals of financial inclusion, housing delivery, and digital participation.

Market Realities

Housing Demand

Ghana faces a housing deficit of around 2 million units.

Demand for housing continues to grow as population and urbanisation increase. Addressing this gap requires new approaches alongside existing programmes.

Supply gap, Rising demand

Informal Employment

85% of workers are in the informal economy.

With many households outside formal payroll systems, access to mortgages is limited. Expanding financial inclusion is essential to widening participation in housing markets.

Limited access, Inclusion challenge

Delivery Pressures

Affordable housing and student accommodation face funding constraints.

Projects in these sectors are often ambitious but can experience delays or stalled progress when funding is fragmented. Strengthening collaboration can help unlock delivery at scale.

Funding gaps, Delivery risk

Where We Add Value

LandLedger provides the infrastructure upon which PPPs can be reimagined — bringing trust, transparency, and accountability to the way housing projects are funded and delivered.

Our Partnership Approach

Progress requires collaboration across all sectors.

Collaborative Engagement

Working constructively with regulators and ministries.

LandLedger is already engaging the Bank of Ghana, SEC, and Lands Commission, alongside ministries and unions, to help shape frameworks that build trust and transparency.

Open dialogue

Supporting National Goals

Complementing Ghana's housing and inclusion agenda.

From PPP models to affordable housing delivery, LandLedger seeks to complement government initiatives by de-risking capital flows and enabling projects to reach completion.

Policy alignment

Inclusive & Transparent Systems

Expanding participation through secure digital rails.

By leveraging tokenisation and blockchain transparency, LandLedger supports wider participation, strengthens investor protection, and ensures accountability. Our long-term goal is integration with Ghana's National Land Information System (NLIS), ensuring even stronger alignment with national records.

Inclusion first

Working in Partnership

LandLedger is committed to being part of the conversation, listening, engaging, and aligning innovation with Ghana's evolving housing and finance priorities.

As the VASP framework continues to evolve, we aspire to be at the bleeding edge, combining African ingenuity with global best-class standards to build systems that strengthen Ghana's housing ecosystem.

If you're a policymaker, regulator, union, university, or NGO, we want to hear from you. Let's work together to shape a better Ghana.

Join the dialogue. Shape Ghana's housing future.

About LandLedger

Democratising Access to Prime Real Estate

LandLedger is a Ghanaian born digital platform making participation in property markets more open, transparent, and inclusive. By leveraging blockchain based tokenisation, we create new pathways for Ghanaians and the diaspora to take part in fractional ownership of verified properties with governance and investor protection built into the foundation.

Our Mission

To open secure and transparent pathways into real estate giving Ghanaians and the diaspora a trusted way to participate in fractional ownership of prime, verified properties.

Our Vision

To build Ghana's trusted real estate infrastructure for fractional ownership connecting people at home and abroad, expanding financial inclusion, and setting a benchmark for transparent property participation across Africa and beyond.

LandLedger team

Built for Ghana, By Ghanaians

Our team combines deep local market knowledge with international fintech expertise to create solutions that truly serve our community and drive sustainable growth.

500+

Token Titans on Waitlist

5+

Developers in Talks

25+

Countries Reached

3+

Regulatory Engagements

Our Values

Core principles that guide our decisions and ensure exceptional value delivery.

Trust Through Clarity

Blockchain backed transparency and institutional grade digital infrastructure that build lasting confidence across the ecosystem.

Inclusion

Expanding access to property ownership for Ghanaians and the diaspora making participation possible for more people.

Innovation

Harnessing tokenisation and digital infrastructure to unlock new opportunities and reimagine how capital flows into real estate.

Integrity

Upholding the highest ethical standards, with governance and regulatory alignment at the heart of everything we do.

Members & Affiliations

Members & Affiliations

We are actively engaging with regulators and ecosystem partners to align innovation with Ghanaian law and industry best practice.

SEC Ghana Logo

Securities & Exchange Commission

Bank of Ghana Logo

Bank of Ghana

Lands Commission Logo

Lands Commission

GREDA Logo

Ghana Real Estate Developers Association

GIPC Logo

Ghana Investment Promotion Centre

DPC Logo

Data Protection Commission

UKGCC Logo

UK-Ghana Chamber of Commerce

Disclaimer: We're currently not licensed, regulated or approved by any of these institutions. Logos shown for context only. Formal approvals pending.

Our Journey Ahead

LandLedger is building Ghana's trusted real estate tokenisation platform in clear phases. From proving demand to piloting our first project, scaling across Ghana, and eventually expanding regionally each step is about strengthening trust, inclusion, and delivery.

Phase 1

Validation & Foundation

Now 18 Months

Laying the groundwork for trust

Goal: Prove demand and build credibility

Grow Our waitlist

Engage regulators

Form early developer partnerships

In Progress

Phase 2

First Pilot Delivery

18 30 Months

Proving the model in action

Goal: Demonstrate the model in real world conditions

Tokenise first completed property

Issue SPV backed tokens with transparent reporting

Showcase pilot through PR & diaspora channels

Planned

Phase 3

Early Scale

2.5 4 Years

Expanding adoption and deepening impact

Goal: Broaden participation across projects

Onboard mid tier & premium developments

Introduce milestone based funding for off plan builds

Build controlled resale features (subject to approval)

Deepen diaspora partnerships

Planned

Phase 4

Regional Expansion

4 6 Years

From Ghana pioneer to African leader

Goal: Extend reach and build continental influence

Explore pilots in new African markets

Build institutional partnerships

Contribute to tokenisation standards

Planned

Be Part of Our Journey

Join our waitlist and help shape the future of transparent, inclusive real estate in Ghana and beyond.

Early access, regular updates, and a front row seat to innovation